:root{--bg:#f7fafc;--fg:#1a202c;--muted:#4a5568;--brand:#2563eb;--ok:#16a34a;--radius:14px;}
    html{scroll-behavior:smooth}
    body{margin:0;font-family:system-ui,-apple-system,Segoe UI,Roboto,Ubuntu,'Helvetica Neue',Arial,'Noto Sans',sans-serif;background:var(--bg);color:var(--fg);}
    header,main,footer{display:block}
    .wrap{max-width:1100px;margin:0 auto;padding:16px}
    .hero{background:white;border-radius:var(--radius);padding:32px;box-shadow:0 8px 24px rgba(0,0,0,.06);margin-top:18px}
    .hero h1{font-size:clamp(26px,4vw,40px);margin:0 0 8px}
    .hero p{font-size:clamp(16px,2.4vw,18px);color:var(--muted);margin:0 0 18px}
    .cta{display:inline-block;background:var(--brand);color:#fff;text-decoration:none;padding:14px 20px;border-radius:10px;font-weight:600}
    .cta:hover{opacity:.95}
    .grid{display:grid;gap:16px}
    @media(min-width:800px){.grid.cols-2{grid-template-columns:1fr 1fr} .grid.cols-3{grid-template-columns:repeat(3,1fr)}}
    section{margin:28px 0}
    h2{font-size:clamp(22px,3vw,28px);margin:0 0 10px}
    .card{background:#fff;border-radius:var(--radius);padding:18px;box-shadow:0 6px 20px rgba(0,0,0,.05)}
    ul{margin:0 0 0 18px}
    li{margin:8px 0}
    .badge{display:inline-block;background:#e6f4ff;color:#0b57d0;border:1px solid #cfe3ff;padding:4px 10px;border-radius:999px;font-size:12px;margin-right:6px}
    .faq dt{font-weight:700;margin:14px 0 6px}
    .faq dd{margin:0 0 12px;color:var(--muted)}
    .bread{font-size:14px;color:var(--muted);margin-top:10px}
    .muted{color:var(--muted)}
    img{max-width:100%;height:auto;border-radius:12px}
    .table{width:100%;border-collapse:separate;border-spacing:0 8px}
    .table th,.table td{background:#fff;padding:12px;border-radius:10px;text-align:left}
    .kpis{display:flex;gap:10px;flex-wrap:wrap;margin:10px 0}
    .kpis .k{flex:1 1 160px;background:#fff;padding:14px;border-radius:12px;text-align:center}
    .kpis .k strong{display:block;font-size:20px}
    footer{margin:30px 0;color:var(--muted)}
    nav a{margin-right:10px;color:var(--muted);text-decoration:none}
    .notice{font-size:13px;color:#475569;margin-top:10px}